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Plan Well, Retire Well

Saving and investing your money
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The Student Loan Chronicles: The Average Amount of Debt

The Student Loan Chronicles: What is the average amount people owe? Back in May, I started the Student Loan Chronicles blog series. Last month I covered "What is it?" trying to define what is a student loan, and how does it work. This month we w...

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The Student Loan Chronicles: What is it?

Last month I wrote a post about starting the student loan chronicles . For those of us paying back student loans, this is usually what it feels like . You get paid, then your loan is due a few days later, and you feel like all of your money is gone! By knowi...

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Wedding Season is coming... is your wallet ready?

Ah, wedding season. The time of the year when we celebrate the love of two people to be bound legally together. Whether you're in the bridal party, parent, grandparent or friend... weddings these days can be costly! According to The Knot's 2016 Real Wedding Study, the average wedding costs $35,329 dollars (and that doesn't even include the honeymoon!) Even attending a wedding as a guest can g...

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holiday shopping tips

Holiday Spending Tips

The holidays are coming up… and with it is the ability to overspend. Whether you're shopping for a few or many, having a plan for the holidays can help. Below are my top 3 holiday spending tips! 1. Use a budget within a budget. Although this seems tedious, having a budget within a budget will help to keep your spending in check. In a normal spending period, you have all of your...

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First Credit Card - part 3

Care and Feeding of your first card. Steps toward your first Credit Card part 3

In previous posts, I have talked about deciding if you can handle a credit card by looking at your spending habits ( read that post here ) and the next step of determining which card is for you ( read that post here ). By now you have...

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Steps Toward Your First Credit Card-part 2

Next Steps Toward Your First Credit Card

In part one, we talked about the preparation needed before choosing your first credit card ( read it here ). Knowing your financial habits and background is necessary before entering into the world of credit. Credit can be a useful tool if utilized carefully. It can be your worst nightmare if used recklessly. Once assured that your financial habits ca...

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First Credit Card - 1

Steps Towards Your First Credit Card

I was asked recently about how someone should go about choosing their first credit card. I remembered the first card I got and how poorly I handled it. I was so thrilled to have one and immediately made plans to buy a big color television set so I could watch the Olympics in color. Growing up, we only had a black and white set and a small one at that. My father did not see a need for color. How...

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SOCIAL SECURITY

How to Guard Your Social Security Number!

Back in February, I wrote a blog post about scams and what tasks you need to do right away if you become a victim . Recently my sister had her wallet stolen and unfortunately, her social security card was inside. According to the...

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TOP 3 TIPS

Top 3 Financial Tips for New College Graduates

With the class of 2016 graduating from college, I reminisced about my own graduation from my alma mater. Below are my top 3 financial planning tips for college graduates (and a bonus for those who have student loans!) Congrats graduates, and enjoy! Create an Emergency Fund No matter if you just graduated with your undergraduate, graduate or PhD degr...

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Follow Up

Follow Up…Talking about Death over Dinner

Prior to Thanksgiving last year, I wrote this post: Talking about Death over [a dead] Turkey . What I didn't know was how timely this post would be in my family's life. You see, my husband's grandma came home from rehabilitation the day before Thanksgiving. The financial educator in me wanted to "practice what I preached." As we were getting r...

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SCAM-2

Scam-Grams! Watch out!

Everyday someone falls victim to a scam or fraud. With the help of technology, scams happen more often each day. Recently a member of my family fell into a scam. She went to look for some help online with her printer, searched online for the phone number and called asking for help. After 45 minutes on the phone, the scammers installed software to "help" her printer and then asked her for $75. T...

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blogaward2

Plan Well Retire Well Wins National Award

I'd like to take a minute to toot our own horn. The writing team behind the Plan Well Retire Well blog just won two awards for Internet Education Communications from the National Extension Association of Family and Consumer Sciences (NEAFCS) at their annual conference held November 2-5, 2015 in White Sulfur Springs WV. We received first-place in the Central regi...

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Why Everyone Should Check their Credit!

Why Everyone Should Check their Credit!

When the topic of credit comes up in one of my classes, people tend to have lots of questions about it. However, I am always shocked on the amount of people who don't check their credit on a regular basis. Below are some great reasons on why you should check your credit report! Check Your Credit for FREE The Fair Credit Reporting Act requires the three credit bu...

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Sasha Learns  How to Buy a House

Sasha Learns: How to Buy a House - Moving In

As the Sasha Learns: How to Buy a House series comes to an end – the final step in the first time home buying process is moving in! When I first moved to Illinois I went through the moving process with my Moving Moochers blog post , but below are just some mindful tips when moving into your first house! Not al...

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She's Back - The Financial Fat Cat

The Financial Fat Cat is back with a new savings tips! This summer the Consumer Economics team wanted to be in the GoBankingRates #MoneyMinute Challenge again! With our great success last year of the Financial Fat Cat, we wanted to expand on our Fat Cat's knowledge of perso...

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Sasha Learns: How to Buy a House - The Closing

Whew! What a journey we've been on together with the Sasha Learns: How to Buy a House series! This month we're going to cover the closing process. If you've been working with awesome "Players" this process should go smoothly for most people. But let's dive into the nitty gritty! Your realtor might call this process...

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Sasha Learns  How to Buy a House - the Players

Sasha Learns: How to Buy a House - The Players

When you buy a home for the first time or even your 100 th , there is a group of people you need to work with to get the home purchase accomplished. In a previous post we talked a lot about Finding a Realtor , but today we'll be more focused on the other players who help make your dream a reality. Who...

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Sasha Learns

Sasha Learns: How to Buy a House - Home Inspection & More

Last time I left you with the end of our house hunt! We found the home of our dreams and put in an offer, but I left out some important details that went into the process. In this post we'll be talking about the home inspection and other important home buying details! Price Point When deciding when to buy a home, especially when you go house hunting, you need to...

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Sasha Learns: How to Buy a House - The Hunt

So far in this series we've talked about renting verses buying, credit, and finding a realtor. Today's blog post will be slightly more fun as we'll briefly talk about the pre-approval process and the house hunt!! The Pre-Approval Process Getting pre-approved is an important step in buying a house. It gives you a dollar amount that you shouldn't go over as well a...

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Sasha Learns rent or buy jpeg

Sasha Learns: How to Buy a House -To Rent or Buy?

To rent or buy, that is the question! After being a renter for the last eight years of my life, I like the benefits of being a renter. I'm not tied down to my home and can move anywhere in the country. If something is broken, my property owner fixes it and I don't have to shovel snow or water the lawn! When my husband and I decided it was time to look around to buy a house I had some hesitation...

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Summertime Staycation

Last month I wrote about Vacation Getaways and one of the options that I discussed was the concept of a "Staycation." So, what is a "Staycation?" A "Staycation" is a vacation in which you stay close to your home, exploring the area where you live, or having an opportunity to enjoy the smaller things in life that you may not...

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id theft2

Your Financial Family Portrait

I have been pushing people to get a current copy of their credit bureau report on a regular basis for a while now. It is a good way to have a snapshot of your credit accounts and payment history and a method to catch identity theft before it gets totally out of hand. To do this you should get a free credit report every 4 months or so. The government requires that each of the three credit reporting...

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