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Plan Well, Retire Well

Saving and investing your money
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To Freeze or Not Freeze My Credit Report?

With the recent data breach at Equifax, a credit bureau company, you may be wondering whether you should freeze your credit report. I am one of the people Equifax has identified as "potentially impacted" by the data breach so I've been pondering my actions. First, what is a credit freeze? A credit freeze stops the credit bureau from releasing your credit report...

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2-day training for agencies working with limited resource audiences on financial management

Does your agency work with low to moderate income clients on debt management, budgeting, or understanding financial products like payday loans and prepaid debit card? University of Illinois Extension's All My Money: Change for the Better curriculum was created for you! All My Money: Change for the Better is designed s...

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Consumer Economics Educator Position Open

Would you like to be a part of the team that writes this blog?  University of Illinois Extension is looking for a dynamic person who would like to teach personal finance and consumer issues! Is this you or someone you know?  The position closes September 29th so act now. Extension Educator, Family and Consumer Science (Consumer Economics) – Unit 12...

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DECISIONS 2

Buyer's Remorse: The Consequences of My Quick Decisions

Anyone who knows me, knows that I tend to overthink things. I'll research even the smallest decision. Major decisions can take forever. I like to joke that I do my buyer's remorse before I make the purchase: I'll already know what the potential disappointments are, or trade-offs I've made, before I hand over the credit card. No surprises! On the one hand, I know that this is ho...

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I Want it My Way: Power of Attorney Can Help

On a good day, I wonder if my family hears what I say or if all they hear is "blah, blah, blah!" However, when I talk about what I want to happen if I'm in an accident, hospitalized or die, I'm SURE some of my family completely blocks my words. That's why I think it's so important that I write down how I want my health and my property handled if I can't talk for myself. Luckily, we have...

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“Being saving”

Have you heard that phrase – "being saving"? If not, you might have thought there was a typo or that I've forgotten the rules of grammar. But actually, it's a phase I grew up with. it might be a "regionalism" – a word or phrase whose use is limited to one part of the country – or an antiquated phrase. When I searched online, I found two books from the early 1900s that used it. One even had an e...

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The Student Loan Chronicles: The Average Amount of Debt

The Student Loan Chronicles: What is the average amount people owe? Back in May, I started the Student Loan Chronicles blog series. Last month I covered "What is it?" trying to define what is a student loan, and how does it work. This month we w...

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