Extension Educator, Family and Consumer Economics
Extension Specialist, Consumer Economics
Extension Educator, Consumer Economics
Extension Educator, Consumer & Family Economics
Extension Educator, Consumer and Family Economics
December 6, 2013
December 5, 2013
After driving around the last two winters in Texas – I had a wake up call when we had snow in Illinois just a few weeks ago. Being completely caught off guard this early in the year, I have been scrambling to prepare because let's face it: winter is coming. In preparing for the upcoming season of ice and snow, one of the things I find easiest to forget about is making sure my car is readily equipped to handle winter weather without issue. This year I plan to change that habit and would like to share some quick and easy tips to take into account for this upcoming season:
November 21, 2013
Target date retirement funds are the third tool that might help you get things done where investing is concerned. Like index mutual funds and automatic rebalancing that I wrote about previously, this is a tool that might simplify your investment decisions. If you've put off signing up for your employer retirement plan because you're uncomfortable choosing the investments, read on! A target date retirement fund may be the solution.
November 18, 2013
Deciding when to take your Social Security benefits requires understanding your choices and recognizing the emotions that go into the decision. Like many decisions about money, if we are not conscious of our feelings we may be overly influenced by them and not pay enough attention to the numbers.
November 11, 2013
Please welcome guest blogger – Kyle Grabenstetter. Kyle is a former Financial Wellness Peer Educator from the University of Illinois Extension Financial Wellness Program from the University of Illinois at Urbana – Champaign.
November 7, 2013
I am by no means a travel expert; however I have done quite a significant amount of traveling in my time. In the last year alone - I have booked 17 round trip flights. I try to be extra savvy when I shop for flights – as I hate to pay more for tickets than may seem fiscally necessary. Below are some ways I have saved money on my flights that may help you this holiday season.
November 1, 2013
I was reading the money section of a national newspaper today when I saw that car loans are being written now for 7 years or 84 months. That's a long time. I remember when the latest and greatest thing was the 48 month car loan. It opened up a wide range of car buying opportunities especially for the young adult. It meant that I could buy a little better car than the old "beater" that I could afford with my very limited cash. It meant that I could have a more reliable car and fewer repair costs to keep me on my way to work on time and reliably.
October 24, 2013
Sometimes cutting expenses is as easy as swapping an expensive habit for a less expensive one. Did I say easy?? Experts tell us that it takes at least 28 days or 28 times of doing something a different way before it becomes a new habit. That's for the good habits as well as the bad ones.
October 22, 2013
Many of us know that dreadful feeling when you realize you've lost your wallet. Once you've confirmed that your wallet is lost, what do you need to do?
October 20, 2013
It's National Save for Retirement Week! And, this is a great time to start saving for or increase your retirement savings. Saving even small amounts NOW will add up over time. Here are some excellent strategies to get started: