For more information about credit, see other Credit Card Smarts fact sheets. Related fact sheets are "Get Rid of Credit Card Debt" and "Decide How Many Credit Cards You Need "
1 Out of Hoc and Out of Debt, Dahlstrom & Company, 1998.
Written by Brenda Cude, Consumer and Family Economics Specialist, University of Illinois Extension, September 1997. Reviewed 2009.