University of Illinois Extension

Understand the Different Cards

Other Card Options

ATM Cards or Debit Cards are not credit cards but allow you to deduct money directly from your personal bank account. For more information, see the Credit Cart Smarts fact sheet, "Purchase with a Debit Card."

Use the chart below to compare at least three credit card options:

Issuer APR Grace without
Balance
Period with
Balance
Annual Fee Minimum Finance
Charge
Transaction
Fees
             
             
             

Written by Patricia Hildebrand and Susan Taylor, Consumer and Family Economics Educators, University of Illinois Extension, 2009.

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