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University of Illinois Extension

ACA replacement proposals - get the scoop!

Kaiser Family Foundation has a website outlining several of the replacement proposals at:

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Posted by Chelsey Byers Gerstenecker at 2:03 PM | Permalink | Comments(1)

Health Insurance Helps Protect Our Financial Security

Sometimes we spend money on fun things and sometimes we spend money on things we need or to protect our future financial security. Paying for health insurance falls under the category of needed, but not fun.

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Posted by Chelsey Byers Gerstenecker at 12:39 PM | Permalink | Leave a comment

You are not alone

In 2015, my dad was struggling to navigate healthcare.gov to determine which health insurance program was best for him and our family. Instead of continuing to struggle, he contacted a local assister, also known as a navigator, less than 20 miles from our home. He scheduled an appointment with the assister to discuss his options. He found that having these discussions in person with a trained individual really helped him to select the best health care plan for us. He is using this process again this year as his resource because our family's health care needs have changed.

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Posted by Chelsey Byers Gerstenecker at 8:00 AM | Permalink | Leave a comment

Insurance saved my health and my house

When she picked up her 5 month old daughter, she felt a lump on the side of her left breast. Thankfully, since she had health insurance, she was able to get treatment at a renowned breast cancer center and all of her surgeries and treatment were covered by insurance. Without health insurance, she would have lost her home as she and her husband did not have the means to pay out of pocket for her treatment. When serious illness strikes your family, don't get caught without health insurance. Go to Get Covered Illinois and you can get coverage today to secure your health in the future. https://getcovered.illinois.gov/en

Guest Blogger:Laura L. Payne, PhD., Associate Professor & Extension Specialist, University of Illinois at Urbana-Champaign

Posted by Chelsey Byers Gerstenecker at 8:00 AM | Permalink | Leave a comment

Cost of an ambulance ride

 

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Posted by Chelsey Byers Gerstenecker at 8:00 AM | Permalink | Leave a comment

Calculate Your ACA Eligibility

Are you purchasing your health insurance through the exchange? Use this Health Insurance Marketplace Calculator to estimate the cost of your health insurance premium. You may find you qualify for financial help (subsidy) through the marketplace.

Simply enter the basic information as indicated in the calculator application. Once you enter the information, the calculator will generate any possible premium discounts as well as what it would cost for a Silver Plan, the middle coverage plan. It will also show you how much you would have to pay in monthly premiums without any financial tax credit. Click here to learn more about the different levels of coverage.



Posted by Chelsey Byers Gerstenecker at 2:23 PM | Permalink | Leave a comment

An Extra Chance to Avoid the Tax Penalty: Purchase Health Insurance NOW for 2015

The Affordable Care Act requires that United State citizens have health insurance. However, for some, this information is coming as a surprise when they files taxes this year AND they're surprised by the penalty they need to pay too.

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Posted by Chelsey Byers Gerstenecker at 8:00 AM | Permalink
Categories: Tax Penalty, Taxes
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ACA insurance lowered healthcare costs by $800 per month for this Illinois college student.

Watch this short video and find out how:

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Posted by Chelsey Byers Gerstenecker at 9:03 AM | Permalink
Categories: College Students
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COVERED BY A MARKETPLACE or HEALTHCARE.GOV HEALTH PLAN IN 2014?

Important tax information you need to know

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Posted by Chelsey Byers Gerstenecker at 8:00 AM | Permalink
Categories: Taxes
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A new year and possibly new prescription coverage

Whether you have kept your insurance from last year or chose a new health insurance plan, it is important to understand your prescription coverage.  Here is a website that suggests how to review your coverage and offers resources in the event that you have any issues.



Posted by Chelsey Byers Gerstenecker at 4:00 PM | Permalink | Leave a comment