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Plan Well, Retire Well

Saving and investing your money
tax brackets 2018

Tax Rates: How Will the Tax Cuts and Jobs Act of 2018 Affect You, Part 2

How much income tax you owe is depends on two things: 1) how much taxable income you have and 2) the tax rate applied to that income. Taxes = Taxable Income x Tax Rate Last month , I showed you how the new tax law will impact the calculation of your taxable income, as a result of numerous changes to deductions, ex...

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Utilizing the Library to Keep Costs Down

Utilizing the Library to Keep Costs Down

For many people it may be obvious that by using your local library, you would save money, but many people don't even utilize their library! According to a 2016 Study on Libraries by the Pew Research Center , "just under half of all those age 16 and older (48 percent) say they have visited a public library…in person...

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jazzcat

Singing the Credit Card Blues

Now is when the holiday bills arrive and our budgets feel stretched! It's easy to feel overwhelmed by debt payments and end up avoiding them. But when you don't take control of your debt payments, the interest charges pile up – and grow and grow! Let's consider strategies to help take control of credit card bills. First, get organized. Make a list of each credit card or...

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