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Plan Well, Retire Well

Saving and investing your money
Shopping
gift cards

The Gift of Gift Cards

I often joke that I am a terrible gift-giver. I have a hard time picking out the right gifts for friends and family. If you are like me and you struggle with finding the best gifts for the people in your life, gift cards may be the perfect solution! Gift cards provide a seemingly easy way to shop for others. It is hard to tell if buying gift cards reduces the time and energy we put into picking...

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Bad decisions I made with my money

Last month, I wrote about some of the things that I have bought or done with my money that I think were well worth what they cost . So it's only fair that this month, I look at the opposite: mistakes I made with my money. I suppose I should be writing about things I bought that weren't worth it, but I had a hard time coming up with that lis...

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Ads, Ads, Ads: Digital Advertising on Our Social Media Pages

There has been an important focus on digital advertising on social media platforms. For those of us who grew up prior to the advance we now see with technology and streaming services, we had to sit through all the commercials if we wanted to watch our favorite shows. Marketing strategies have changed to expand the reach and keep up with consumer behaviors. Additionally, we have seen a lot in th...

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Should I ask for donations instead of birthday gifts?

There seems to be a recent trend, thanks to Facebook, of asking for donations for your (or someone else's) birthday instead of gifts. For the last two years, we have asked for donations to our son's birthday instead of toys or gifts that he might play with for a few minutes and then forget about. Here are some items to consider if you've been wanting to ask for donations for your birthday or a...

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Is Gardening Garbage or Great

Is Gardening Garbage or Great?

For the last two summers, my family and I have had a garden in the backyard. We take the time to till the soil, plant the vegetables and herbs, then wait. This summer I want to track my spending and see if my time and money it's really worth having a garden. This year we planted: 7 tomato plants (roma, heirloom and cherry) 4 bell pepper plants 1 jalap...

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Why I May Never Go Grocery Shopping Again!!

A few months ago, I was shopping for groceries at my local grocery store when I kept hearing this noise. The noise it turns out was a personal shopper scanning grocery items for a grocery pick up. When I asked the store associate about it, she said that more and more people were trying it. As a financial educator, I was intrigued and went ahead and signed up. So what did I find?...

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Buyer's Remorse: The Consequences of My Quick Decisions

Anyone who knows me, knows that I tend to overthink things. I'll research even the smallest decision. Major decisions can take forever. I like to joke that I do my buyer's remorse before I make the purchase: I'll already know what the potential disappointments are, or trade-offs I've made, before I hand over the credit card. No surprises! On the one hand, I know that this is ho...

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Holiday gift cards-Beware the Scams!

Holiday gift cards-Beware the Scams!

Over the years, gift cards have become a favorite gift. You don't have to worry about color or size, and there is one for every taste. Shipping costs are minimal, and you can purchase them almost everywhere. If you get a gift card for somewhere you don't shop, or for a store that's not in your area, there are websites where you can sell or exchange them for cash. However, gift cards hav...

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