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Plan Well, Retire Well

Saving and investing your money
Camaya Wallace Bechard
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Eating Out Tips

I worked as a member of a wait/service staff (i.e., a tipped worker) for five different types of food service establishments during my undergraduate years. The tips I received helped pay for my student loan, maintaining my car, housing, and some of my other personal care needs. Even though I wasn't bringing in a lump sum, it all added up. I've also been in the role of the customer in situations...

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GOOOOAAAALLLLSSSS

In February's Podcast, Kathy, Camaya and Sasha discuss goals and goal setting. You can listen to the podcast on SoundCloud ! Laugh and learn with us as the consumer economics team discusses goals together and how to make them less scary!...

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Make the best out of your tax refund: Tips from americasaves.org

In celebration of America Saves Week, February 25-March 2, here are a few tips from americansaves.org to make the most out of your tax refund: It is not extra: most of it is the hard-earned money that you worked throughout the year Come up with a plan for you...

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Getting through Tough Financial Times & Side Gigs!

Many people face tough economic times periodically, and some of the challenges they experience are due to unforeseen or unanticipated circumstances. As an educator who teaches personal finance, it is easy to discuss the merits or advantages of saving for the unexpected. In other words, it gives me such pleasure to write about the steps to developing an emergency savings account, as someone who...

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I’m thinking of a Number between 300 to 850

I remember when I first started to learn about how to build and manage my credit in college. Many financial numbers were thrown around and were often confusing to a novice like me. People who do not work in finance or who have little motivation to pay attention to the importance of different numbers, or why lenders rely on them, may overlook them....

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3 tips for shopping online this holiday season

My shopping experiences have changed radically over the past few years. The older I get, the more I have a hard time going shopping. On the other hand, I have friends and family members who enjoy walking through the stores, finding the best bargains, and the right things that fit their needs. Online shopping opened up a new avenue for consumers, including me, to have a different type of...

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Banking mostly online even though I love walking into the local branch of my financial institution

About six years ago, my partner learned about a new bank (and like he does with everything), he did a lot of research and decided that this was the financial institution for him. This bank helps him set goals, stay disciplined, keep track with his spending, and it offers good interest rates. In other words, it offers great automation options and web-based and technical support services that mak...

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The Gift of Gift Cards

I often joke that I am a terrible gift-giver. I have a hard time picking out the right gifts for friends and family. If you are like me and you struggle with finding the best gifts for the people in your life, gift cards may be the perfect solution! Gift cards provide a seemingly easy way to shop for others. It is hard to tell if buying gift cards reduces the time and energy we put into picking...

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1-800 Scam, that’s 1-800, do not call for more information

Is it time to add your teenager to your family's cell phone plan? Are you looking to make changes to your individual plan? Do you still predominantly use landlines because of where you live, package deals, or comfort level? Whatever your current telephone situation, having a telephone service or plan that is reasonable, affordable, and convenient makes all the difference in your busy life....

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Ads, Ads, Ads: Digital Advertising on Our Social Media Pages

There has been an important focus on digital advertising on social media platforms. For those of us who grew up prior to the advance we now see with technology and streaming services, we had to sit through all the commercials if we wanted to watch our favorite shows. Marketing strategies have changed to expand the reach and keep up with consumer behaviors. Additionally, we have seen a lot in th...

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How Do You Save Money During the Summer?

Happy first day of summer! For those of us in the colder regions of the U.S., the warmer months present us with options we longed for during the winter, but how do we take advantage of the warm weather? What are some ways we can save over the summer? Check out local opportunities : If you are like me, you may miss some of the great event...

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mind your money

Mind Your Money

Greetings! I am so thrilled to contribute to the Plan Well Retire Well blog. My name is Camaya Wallace Bechard and I am the new Consumer Economics Educator for Livingston, McLean, and Woodford counties. I love learning about new research and approaches to improve and maintain our well-being. Recently, I read an article about using...

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