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Plan Well, Retire Well

Saving and investing your money

Financially Savvy Ideas to Do for Love

Are you looking for a new way to express your love on Valentine's Day? You don't have to spend a lot of money to say "I love you." What low-cost creative ways have you used to express your feelings? Click on the comments link below to share your ideas. I'll post all g-rated ideas for readers to enjoy. Here's a few ideas to start with:

Plan a romantic date with your partner. A recent Valentine's Day survey by Money Talk News found that nearly a third of respondents chose a romantic date when given a choice of five things they most wanted for Valentine's Day. Rather than spending money on candy or jewelry, plan to spend time with your partner.

Many low-cost date possibilities exist such as a walk in the moonlight through a park or a candle-lit dinner at home. For more ideas search the web for "low-cost romantic dates;" you're sure to find a creative idea that appeals to you!

Keep your heart healthy. Taking care of your health is one of the best gifts you can give to those you love, and being healthy saves money too. For heart-healthy meal ideas visit a University of Illinois Extension blog; here are several to choose from:

Write a will. Most people do not have a written will. A will designates how you want your property divided if you die and who you want to be guardians of children. It can be hard to make these decisions but well worth it for those you love. Make an appointment with a lawyer to write a will or modify one out-of-date.

Save for a mutual dream. Do you need money to pay for college for your children, to buy a home, or take a trip? Start today to save money towards a goal shared with those you love. This month we're celebrating America Saves and you can go to to pledge your savings goal and to find helpful resources to make your dream a reality. Research shows that those people who write down their goal are more likely to achieve it. What is your savings goal?

Looking forward to hearing from you with your creative ideas!

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