Greetings Larry:
My initial thought is that your tree may be receiving too much water, despite the fact that newly planted trees need plenty of water. The soil should be moist, not super-saturated after watering. Do not maintain the planted tree in a soil-moisture saturated state as your tree's roots require oxygen.
Don't worry about the fertilizer, a newly planted tree doesn't require soil amendments for establishment. In fact, stay away from fertilizer for a couple years on newly planted trees.